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$575,000 (USD)
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Placida Area Condominium

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11220 Hacienda Del Mar Boulevard 204 Placida, FL 33946

2 Bed
3 Baths
1688 sqft
MLS# D6146215
Virtual Tour
Welcome to Hacienda Del Mar, a beautiful gated waterfront community located in Placida, Florida along the Intracoastal Waterway. This exceptional community offers resort-style amenities including two heated pools, a spa, pickleball and tennis courts, fire tables, a clubhouse with outdoor kitchen, fitness center, putting green, dog park, and dockage available by the day. This second-floor condo features an open floor plan with split bedrooms, offering 2 bedrooms and 2.5 baths. An elevator provides easy access, and the unit includes designated covered parking for one vehicle, along with additional and guest parking. The condo has been thoughtfully updated with new plank flooring throughout, custom built-in closet cabinetry, a screen hurricane enclosure for the lanai to provide protection from rain and wind, new refrigerator and washer, updated light fixtures, ceiling fans and electric roll down shades for sliding glass doors. The kitchen features Corian countertops and built in stove top & newer built in oven & microwave. The spacious primary bath includes a large garden tub, dual sinks, walk-in shower, and makeup vanity. Guest bath has full tub and shower and single vanity. If you are seeking a quiet, relaxed community that is close to everything, this is the perfect property. Just minutes away is Boca Grande, known for its endless beaches, shelling, upscale dining, and boutique shopping. Spend the day exploring charming downtown Englewood, where there’s always something happening! Stroll through the popular Thursday Farmers Market, enjoy local art shows, and don’t miss the annual Seafood Festival filled with fresh coastal favorites. Browse the cute boutique shops, grab an iced coffee, or stop in for a delicious bite to eat at one of the local cafés. The relaxed, small-town atmosphere and friendly faces make it easy to feel right at home.
Come for a visit… stay forever.
Listing Courtesy of STELLAR as distributed by MLS GRID / Listed By: Nicole Bass, Better Homes And Gardens Real Estate Lifestyles Realty
$534,900 (USD)
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St Johns Area Single-Family

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419 Rum Runner Way St. Johns, FL 32259

4 Bed
3 Baths
2503 sqft
MLS# 2113423
Virtual Tour
Best value in Beachwalk's gated Atlantica Isles 4 bedroom, 3 bath townhome with over 2,500 sq ft, water views, and a CDD bond already paid off.
This move in ready home offers a spacious, well designed layout ideal for both everyday living and entertaining. CDD bond paid off a meaningful advantage in Florida, where many communities include additional annual CDD bond fees.
The open concept kitchen flows seamlessly into the main living and dining areas, creating a bright and functional space with plenty of natural light. Large sliding glass doors open to the backyard, enhancing indoor outdoor living and bringing in even more natural light. A first floor bedroom and full bath provide added flexibility for guests, a home office, or multi generational living. Upstairs, the primary suite features a private balcony with water views, along with a spa style bathroom complete with dual vanities, a large walk in shower, and a walk-in closet. A versatile loft/family room provides additional flexibility for a home office, media room, or play area.

Enjoy outdoor living with both water views and the unique benefit of capturing sunrise and sunset from the lanai creating a relaxing and inviting setting throughout the day.
The fenced backyard offers a rare and valuable outdoor space perfect for pets, entertaining, or relaxing evenings, complemented by a 2 car garage for added convenience and storage.
Located in one of Beachwalk's gated neighborhoods, residents enjoy private access to the 14 acre Crystal Lagoon, along with resort style amenities including white sand beaches, swim up bar, water slides, paddle boarding, kayaking, putting green, dog parks, fitness center, tennis, and more all just a short walk or golf cart ride away.
Conveniently located in St. Johns County, Beachwalk offers easy access to Jacksonville, Ponte Vedra Beach, and historic St. Augustine, providing a perfect balance of everyday convenience and coastal lifestyle.
Located near Beachwalk's community amenities, the home is also convenient to nearby schools, including Beachside High School located within Beachwalk and Lakeside Academy (K-8) just across from the Beachwalk community.
Kitchen appliances, including refrigerator, range, built in microwave, dishwasher, along with washer and dryer, are included making this home truly move in ready.
Skip the wait for new construction and take advantage of one of the best opportunities currently available in Atlantica Isles.
VA assumable loan opportunity at 4.99% available for qualified buyers.

Great news -- 419 Rum Runner Way has a VA assumable loan, and the best part is the buyer does NOT need to be a veteran to assume it. This loan is open to any qualified buyer!

LOAN DETAILS
Lender: PHH Mortgage
Loan #: 4011964451
Current Payoff: ~$502,000
Interest Rate: 4.99% fixed APR (30 yr term, matures Sep 2053)

MONTHLY PAYMENT BREAKDOWN
Mortgage Payment: $2,785/mo
Insurance: $1,258/yr (buyer may shop around & save)
Beachwalk Amenity Fee: $335/mo (includes private beach access!)
Atlantica Isles HOA: $553/mo (paid quarterly | only a 2% increase from prior year) -- includes all landscaping, exterior power washing, and full common area maintenance (mowing, paving, and upkeep of shared community spaces etc.)
2025 Tax Bill: $7,135

ONE-TIME FEES
Beachwalk Club Initiation Fee: $5,000

WHY THIS IS A HUGE OPPORTUNITY
With today's mortgage rates hovering around 6.5%+, assuming this loan at 4.99% fixed could save a buyer hundreds of dollars every single month -- potentially $1,000+/mo compared to financing at current market rates.

On a $500K loan, that difference compounds to tens of thousands in savings over the life of the loan.

But the monthly savings are just the beginning. Here's other savings that may be available with this loan assumption:
Lower closing costs -- VA loan assumptions carry no origination fee, no discount points, and no lender junk fees, saving buyers an estimated $5,000-$10,000 in closing costs compared to a traditional new loan.
Assumption funding fee of just 0.5% -- the funding fee on a VA assumption is significantly lower than on a new VA loan. On a $502K loan, that's roughly $2,510 vs. thousands more on a new loan.

The difference between the purchase price and the ~$502K payoff would need to be covered by the buyer in cash or a second mortgage (most traditional lenders don't offer seconds, so a local bank or credit union is the best route).

Buyer will need to be credit-approved through the VA assumption process. Happy to provide any additional details!
Listing Courtesy of NORTHEAST FLORIDA / Listed By: Alissa LeClair (Williams), Better Homes And Gardens Real Estate Lifestyles Realty
$529,990 (USD)
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St Augustine Area Condominium

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175 Laterra Links Circle 201 St. Augustine, FL 32092

3 Bed
3 Baths
2783 sqft
MLS# 2151646
Low-maintenance, resort-style living in Laterra Links, located within the desirable King & Bear golf community of World Golf Village in St. Augustine! This spacious 3BR/3 FULL BA end unit condo offers 2,783 sq ft and a private elevator, all within a gated neighborhood with manned security. The open floor plan features a generous, spacious interior. Step outside to the tranquil lanai where a new sunscreen and mature landscaping provide shade, exclusivity and an inviting sense of serenity. High end luxurious finishes, concrete construction and additional sound proofing enhance privacy and a peaceful lifestyle. HOA's COVER WATER, SEWER, LANDSCAPING, TERMITE BOND, MAINTENANCE OF ROOF & ALL AMENITIES IN KING & BEAR & LATERRA LINKS. Owners only expense is electricity and HO Insurance! Exceptionally well maintained in a pet-free, smoke-free environment, showing minimal wear & tear. Upgrades include:
*Dishwasher, disposal & elevator tune up (2026)
*Washer/dryer and Lanai sunscreen (2025) *Refrigerator, custom lighting (2023)
*Paint, LVP flooring, carpet, garage door opener, HVAC and water
softener (2021)
Residents enjoy an impressive array of amenities in the King & Bear & Laterra Links including (3) pools, (3) clubhouses, tennis, pickleball & basketball courts (2) playgrounds & (2) expansive exercise facilities! Ideal for primary, second home, or investment. Golf at the King & Bear course within the community and indulge in the close proximity to shopping, dining and historic downtown St. Augustine. Most furnishings are available for purchase separately outside of the contract offering a potential turnkey opportunity for the buyer.
Listing Courtesy of NORTHEAST FLORIDA / Listed By: Maureen "Marnie" Miller, Better Homes And Gardens Real Estate Lifestyles Realty